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Protection and General Insurance

Decreasing Term Assurance

You can take this type of life insurance on your own, or with your partner as a joint plan.

Decreasing Term Assurance is designed specifically to protect a repayment (capital and interest) mortgage. The cash lump sum payable is designed to help pay off the outstanding balance of your mortgage.

You choose the amount of cover you need and the length of the plan. The premiums you pay usually remain the same throughout the plan term, however the cash lump sum payable decreases to reflect your decreasing mortgage loan. The plan has no cash-in value at any time.

Contact us to find out about our range of protection services today.